Manage your finances, and build credit with every purchase you make.
Transforming lives and simplifying finances for everyone.
How it works
Build Credit
STEP 1
Connect your Account
We give you an independent line of credit (Spend Power) based on your bank balance with no credit checks or deposits.
STEP 2
Spend as Normal
When you make a purchase, Hutsy spots you for it using your available spend power, and automatically pay ourselves the next business day.
STEP 3
Build Credit
Your Spend Power is separated from your debit card, all repayments are reported to the credit bureaus as credit worthy payments.
Budgeting with Hutsy
Personalized Financial Management
Giving Your Money a Voice for Smarter Financial Decisions
Your finances now communicate, warning you before you overspend or miss a savings opportunity.
Real-Time Health Meter for your Finances
Track finances live for instant insights on spending, saving, and goals.
Receive tailored advice on how to improve your financial health based on your current status and future objectives.
Answers to All Your Financial Queries
Whether it's budgeting, saving, or investing, get clear, concise answers anytime.
Our smart platform learns from your finances to provide personalized advice that grows with you.
5,000+
Happy users
99%
User Satisfaction
45,000 +
Automated Tasks
20+
Languages Available
Hutsy on Dragons Den
We raised $500,000 from the Dragons
Watch how Hutsy raised $500,000 from the Dragons on CBC's Dragons Den to provide you with better financial products and services.
5,000+ Happy Clients
Explore genuine client feedback
Discover why users love our app. Read real-life experiences and see how and why Hutsy is simplifying finances.
Download the app for iOS & Android
Unlock the power of your financial future, and give your money a voice with Hutsy.