A Debit Card that Builds Credit
Members increased their credit score by an average of 48 points by regularly swiping with Hutsy and practicing good credit habits.
Better Credit, Better Opportunities
Credit is power
Members increased their credit score by an average of 48 points by regularly swiping with Hutsy and practicing good credit habits
Future you will be living the dream
Hutsy members were 2x more likely to open an auto loan and 3x more likely to open a mortgage than non-Hutsy members
Credit confidence thanks to a debit card.
Extra members who use the product as recommended were more likely to achieve and maintain good credit scores than consumers who demonstrated healthy credit behaviors alone
How does Hutsy’s Credit Builder work?
Sign up by subscribing to Hutsy’s credit builder plan, we give you a spending limit (Spend Power) based on your bank balance and other factors with no credit check. The more purchases you make with Hutsy, the more chances you have to increase your Spend Power.
When you swipe your Hutsy Card, we spot you for that purchase and automatically pay ourselves back the next business day.
At the end of the month, we total up all of your transactions and report them to credit bureaus as credit worthy payments.
Boost your credit score faster
More than one-third of your credit score is influenced by your payment history. Making on-time rent payments can expedite your eligibility for improved credit cards, car loans, and mortgages.
Dedicated support and service
Our commitment to dedicated card support and service means you'll always have a trusted partner by your side, ready to assist with any card-related inquiries or concerns, ensuring your financial experience remains seamless and stress-free. Your satisfaction is our top priority.
Credit History Establishment
If you're new to credit or have a limited credit history, paying rent can be an excellent way to start building a positive credit history. This can be especially valuable for young adults and newcomers to credit.
As your credit score improves, you may have access to higher credit limits, allowing for more financial flexibility and the ability to cover unexpected expenses.