Give yourself some credit,you deserve it
Build credit with every purchase you make and unlock a better financial future.
Join Beta
How does Credit Builder work?
Powered by
1
When you opt in, Hutsy attached to your debit card and opens a mini line of credit for you. Dedicated to credit building.
2
Whenever you make a purchase with your card Hutsy spots you for the purchase and takes the funds out of your account the next day.
3
We repost this to Equifax and Transunion at the end of the month to build your credit history.
Only when you opt-in
How Hutsy is redefining the way you build credit
Boost your credit score faster
Over a third of your credit score is determined by your payment history. Your timely automatic repayments help you qualify for better credit cards, car loans, and mortgages - faster.
Debt-free credit building
Want to build your credit without the debt? Your rent can finally count towards your credit score with Hutsy.
A jumpstart for newcomers
Building credit is no longer an uphill battle if you're new to Canada. Credit Builder offers a faster path to credit by taking advantage of your on-time payments.
Unlock better rates and save thousands
A better credit score can shave up to 0.5% off your interest rate.
Consider the first 5 years on a $500k mortgage:
620
credit score
Mortgage Rate: 5.5%
Interest Paid: $129,054
720
credit score
Mortgage Rate: 5%
Interest Paid: $117,019
$12,035 saved
Credit Builder
Build credit by paying rent
Build credit with every purchase you make Have your daily transactions build your credit with the Hutsy Credit Builder. Solidify your financial future with Hutsy.
- Build Credit
- Secure your future
Monthly
$10
Premium Credit Builder
Build credit by paying rent
Everything included in Hutsy Credit Builder + Build credit by paying rent Have your largest monthly expense build your credit with the Hutsy Premium Credit Builder. Solidify your financial future with Hutsy.
- Build Credit
- Secure your future
Monthly
$15
Impress your landlord
Show your landlord you're not messing around. Your rent is paid on time. Everytime.
