Find Relief in 3 Easy Steps
Consult with a Counselor at No Cost
Assess your debts, financial plan, and credit situation in consultation with a certified credit counselor to determine eligibility for a debt management program and explore additional avenues for relief.
Enroll When You’re Ready
When you're prepared to enroll, we will initiate contact with your creditors and collaborate with them to reduce your interest rates and halt any late fees.
Speed Up Your DebtFree Journey
The program is seamless. You simply submit a single monthly payment to us, and we handle the distribution of funds to your creditors on your behalf. Achieving a debt-free status can occur in as little as 36 months