START BUILDING CREDIT WITH YOUR DAILY PURCHASES
With Hutsy you can spend money, build credit, and manage debt, all within our app.
Hutsy Visa prepaid card is issued by Peoples Trust Company pursuant to a license by Visa International. Visa Int./Peoples Trust Company, Licensed User.
We reward you for choosing Hutsy, not the other way around.
Say goodbye to fees
No monthly account, overdraft, minimum balance, or foreign transaction fees.
A new way to build credit
Give yourself some credit on every purchase you make with Hutsy.
Debt management
Consolidate your credit card debt, or any unsecured debt and become financially free with Hutsy.
Financial Coaching
Our Financial coach is an expert who is here to help with any and all money-management questions! You can ask one-off questions or work with a coach to create a more in-depth, personalized plan for you.
Earn extra cashback at brands you love
We have 500+ partner brands and counting.

















Why Canadian’s love us
A Lifesaver for Debt Management
★★★★★
Read More
Hutsy has been a lifesaver for me
when it comes to debt management.
Hutsy helped me secure $25,000 in
debt. I had sleepless nights for years
wondering how I was going to clear my
debt.
Superb tool for building credit!
★★★★★
Read More
Hutsy has simplified the way I handle
my finances and has given me a sense
of financial freedom I never thought
possible. Their mobile banking services
are top-notch, and the credit-building
tools have helped me raise my credit
score significantly.
Great idea, very helpful
★★★★★
Read More
What sets Hutsy apart is their
commitment to financial literacy – they
don't just help you manage your money;
they teach you how to do it better. I'm
incredibly grateful for their services and
mission to make financial wellness
achievable for everyone.
Our plans
STANDARD PLAN
Free
- No fee spending
- Unlimited e-transfers
- Unlimited transactions
- Spending insights
CREDIT BUILDER PLAN
$9.99/month
- Everything in Standard
- Build credit
- Debt consolidation
- Financial Coaching