NO MONTHLY FEES, free cash advances.

Hutsy is Canada's financial super-app, you can spend money, build credit, get your paycheck early, and receive instant cash back on all of your purchases.

Hutsy Visa prepaid card is issued by Peoples Trust Company pursuant to licence by Visa International. Visa Int./Peoples Trust Company, Licensed User.

We reward you for choosing Hutsy, not the other way around.*

Say goodbye to fees

No monthly account, overdraft, minimum balance, or foreign transaction fees.

A new way to build credit

Debit that builds credit. Hutsy is the first debit card that helps build credit on every purchase, with no credit checks involved.

Get paid early

Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!

Unlimited Cashback

Get 1% cash back on all purchases, and an average of 6% unlimited at hundreds of Hutsy partners.

Earn extra cashback at brands you love

We have 500+ partner brands and counting.

The newest way to build credit

No interest, or credit check to apply. Watch our explainer video below

End-to-end security

Get peace of mind with our strong security systems and trusted partners

Canadian financial institutions are extremely safe, and Hutsy is no exception. Hutsy stores your money in Peoples Trust, a federally regulated banking institution.
Get instant notifications the moment you pay, approve online payments and protect your account with Touch ID, Face ID, fingerprint or PIN. Plus, freeze your card anytime you’re worried (and defrost it again if it turns out to be nothing). Our team of experts work round the clock to keep your money safe, and we’re here 24/7 if you need to chat to us about something urgent.
Data is encrypted and spending data is used to understand general trends. No personally identifiable information is ever shared with third parties.

Hutsy Financial is working with Peoples Trust Company (PTC) a Canada Deposit Insurance Corporation (CDIC) membership institution. To implement CDIC Insurance onto the funds loaded on your Hutsy Prepaid Visacard. If the member institution fails, CDIC will reimburse your insured funds for eligible deposits held at Peoples Trust Company as they are protected by CIDC, up to maximum of $100,000 per insured category, per depositor, per CDIC member institution. Disclaimer: Hutsy Financial is currently working with PTC to implement CDIC, and is not currently covered by CDIC.