NO MONTHLY FEES, free cash advances ¹
Hutsy is Canada's financial super-app, you can spend money, build credit ¹, get your paycheck early ¹, and receive instant cash ¹ back on all of your purchases.
Hutsy Visa prepaid card is issued by Peoples Trust Company pursuant to licence by Visa International. Visa Int./Peoples Trust Company, Licensed User.
We reward you for choosing Hutsy, not the other way around.
Say goodbye to fees
No monthly account, overdraft, minimum balance, or foreign transaction fees.
COMING SOON! A new way to build credit
Debit that builds credit. Hutsy is the first debit card that helps build credit on every purchase, with no credit checks involved.
COMING SOON! Get paid early
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!
COMING SOON! Unlimited Cashback
Get 1% cash back on all purchases, and an average of 6% unlimited at hundreds of Hutsy partners.
Earn extra cashback at brands you love
We have 500+ partner brands and counting.
Get peace of mind with our strong security systems and trusted partners
Get instant notifications the moment you pay, approve online payments and protect your account with Touch ID ¹, Face ID ¹, fingerprint ¹ or PIN. Plus, freeze your card anytime you’re worried (and defrost it again if it turns out to be nothing). Our team of experts work round the clock to keep your money safe, and we’re here 24/7 if you need to chat to us about something urgent.
Hutsy Financial works with Peoples Trust Company (PTC), a Canada Deposit Insurance Corporation (CDIC) membership institution, to implement CDIC Insurance onto the funds loaded on your Hutsy Prepaid Visa card. If the member institution fails, CDIC will reimburse your insured funds for eligible deposits held at PIC as they are protected by CIDC, up to a maximum of $100,000 per insured category, per depositor, per CDIC member institution.