Effective Date: 12/22/2023
Introduction
Welcome to Hutsy (“Service”), an AI-based budgeting platform operated by Hutsy Financial (“we”, “us”, “our”). These Terms of Service (“Terms”) govern your access to and use of our services, including any content, functionality, and services offered on or through Hutsy.
Acceptance of Terms
By using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you must not use our Service.
Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of any significant changes. Continued use of the Service after any such changes constitutes your acceptance of the new Terms.
Service Description
Hutsy provides AI-driven financial planning and budgeting tools, including: Integration with financial accounts via Flinks. AI chatbot powered by ChatGPT for financial inquiries. Personalized financial reports and advice. Various budgeting and analytics tools.
User Accounts and Responsibilities
Account Creation: You must provide accurate, complete, and current information. Account Security: You are responsible for safeguarding your account and notifying us of any unauthorized use. User Conduct: You agree to use the Service legally and ethically.
Subscriptions and Payments
Fees: The Service offers a paid subscription at $5 per month. Payment terms will be provided at the time of purchase.
Renewal and Cancellation: Subscriptions automatically renew. You can cancel your subscription at any time.
Intellectual Property Rights
All intellectual property rights in the Service, its content, and functionality are owned by us or our licensors. Your use of the Service grants no rights to you in relation to our intellectual property rights.
Third-Party Services
We partner with Flinks for financial data aggregation. Your interaction with third-party services is governed by their respective terms and privacy policies.
Privacy and Data Protection
Our Privacy Policy outlines our practices regarding the collection, use, and protection of your personal data.
Disclaimers and Limitations of Liability
The Service is provided “as is” and “as available” without any warranty. We disclaim all warranties, express or implied, including merchantability or fitness for a particular purpose. We are not liable for any indirect, incidental, special, consequential, or punitive damages.
Indemnification
You agree to indemnify and hold harmless Hutsy Financial and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from or relating to your use of the Service or violation of these Terms.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law principles.
Contact Information
For questions about these Terms, contact us at contact@hutsy.ca
Complete Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Hutsy Financial regarding the Service.
